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    <title>Rosenkilde & Associates - an ABCO/ICS Insurance Services Company Blog</title>
    <link>http://www.abcoics.com/blog/</link>
    <description>View the Rosenkilde & Associates - an ABCO/ICS Insurance Services Company website blog.</description>
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    <lastBuildDate>Wed, 10 Mar 2010 10:52:40 -0600</lastBuildDate>
    
	<item><title>Pass the Mold Please!</title><link>http://www.abcoics.com/blog.aspx?entry=e29454a2-6903-4a51-8d9d-4af18c4835ed</link><description><![CDATA[Most homeowners recognize the importance having snug, dry home. Now there’s a reason to put more emphasis on keeping it dry….toxic mold. A certain form of mold, called Stachybotrys (pronounced stakki-botris), is appearing in more headlines. Unfortunately, the mold, which is capable of causing illness in humans, is also becoming a familiar topic in courtrooms.
Toxic mold, like other more common molds (such as penicillin), is found indoors and can grow on nearly any type of damp or wet surface in...]]></description><pubDate>Thu, 04 Mar 2010 07:21:17 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=e29454a2-6903-4a51-8d9d-4af18c4835ed</guid></item><item><title>Dealing with Ice Dams</title><link>http://www.abcoics.com/blog.aspx?entry=9581ed9c-c333-42a9-b266-2a5605d722e1</link><description><![CDATA[
Dealing with Ice Dam
Ice dams are formed by either the sun, or loss of heat from your home causing the snow on your roof to melt. Water begins to flow under the snow as it travels down the roof. When the air temperature is significantly below freezing, the temperature of the roof deck, gutters, flashing and downspouts are below freezing as well and when the melted water hits these cold surfaces it begins to rapidly freeze and eventually, the gutters and downspouts are clogged with ice. This i...]]></description><pubDate>Fri, 26 Feb 2010 05:44:57 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=9581ed9c-c333-42a9-b266-2a5605d722e1</guid></item><item><title>The Car Is Gone & I Still Owe the Bank??</title><link>http://www.abcoics.com/blog.aspx?entry=a8669659-b98c-430c-a48b-85221a159d89</link><description><![CDATA[Is Your Car Worth Less Than Your Loan?
The economy has made financing cars more difficult and lease arrangements are scarce, car loan and existing leases may last as long as  four to six years. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, or truck, your vehicle’s value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble.
It isn't’t unusual for the amount of the unpaid loan and lease  balance becomes much larg...]]></description><pubDate>Wed, 24 Feb 2010 11:12:27 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=a8669659-b98c-430c-a48b-85221a159d89</guid></item><item><title>Please Rob Me!</title><link>http://www.abcoics.com/blog.aspx?entry=ab8f779f-5a03-43df-8ea5-ae97a97eeda2</link><description><![CDATA[Hi All:

The linger of winter tends to have us all wishing for greener pastures and time away from home. In that vein, we must be extremely wary of posting personal information about our whereabouts on Facebook, Twitter and other social networking areas. Economic times are tough and with that, desperate times usually expose desperate measures. 

From Identity theft to breaking into your home, social networking can give away a plethora of information that you would otherwise count as confiden...]]></description><pubDate>Tue, 23 Feb 2010 07:25:58 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=ab8f779f-5a03-43df-8ea5-ae97a97eeda2</guid></item><item><title>"The Fatal Attraction" </title><link>http://www.abcoics.com/blog.aspx?entry=dfd52420-d003-4019-a05f-137429e0d496</link><description><![CDATA["The Fatal Attraction"

What Is An Attractive Nuisance?
This is a term originated by a judge to describe property that attracts youngsters and, because of their dangerous nature, creates a special obligation to property owners. Examples are: 

    swimming pools
    trampolines
    empty buildings
    appliances kept outside
    excavations
    construction materials

All of these can lure children onto property and they all have the potential to cause serious injury.
Why Do Attract...]]></description><pubDate>Fri, 19 Feb 2010 13:37:31 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=dfd52420-d003-4019-a05f-137429e0d496</guid></item><item><title>Forward this message to all "Business Owners"</title><link>http://www.abcoics.com/blog.aspx?entry=5cb61e60-b1d0-4ce4-ace4-91eeba1ac41d</link><description><![CDATA[
Hi All:
 
If you know of a business looking for a GREAT insurance at a reasonable cost, please have them view this important video below - It highlights one of our carriers PUSH to be the "Carrier of Choice" in Maryland. Good stuff and a fine company!

They love any type of Contractor / Auto Repair / Food Services! 

Regards,
Jeff Rosenkilde, CIC  
PS: Have them call me on my cell 443-324-3294

Protect Your Business with ERIE
]]></description><pubDate>Wed, 17 Feb 2010 09:09:45 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=5cb61e60-b1d0-4ce4-ace4-91eeba1ac41d</guid></item><item><title>Choosing a Safe New Car</title><link>http://www.abcoics.com/blog.aspx?entry=7741162f-b7c7-49fe-a420-b05012e59cca</link><description><![CDATA[Nothing beats the new car smell when you sit in a brand new car.

But how do you know how safe your new car will be if you are ever in an accident?

It is simple: before you buy a new car, research the crash rating tests for that vehicle and check for some important safety features.

The easiest way to check for safety of a model of car is to go to the government-sponsored web site, www.safercar.gov.

Here you will find the results of safety tests for every model of car sold in the US th...]]></description><pubDate>Fri, 12 Feb 2010 10:28:46 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=7741162f-b7c7-49fe-a420-b05012e59cca</guid></item><item><title>"History In The Making"  </title><link>http://www.abcoics.com/blog.aspx?entry=919aea33-37c7-4891-a229-9f41f8e647c7</link><description><![CDATA[I have a feeling we won't see another storm like the two we had in the last week in our lifetime. We now need to re-focus our efforts in making sure that all of the claims received as a result of the snow storm are adjusted efficiently and expediently. The reason you purchased insurance was for just this type of major catastrophe. 

We are pleading with all of our clients to take extra care when driving over the next several weeks. Snow drifts in the country and icy roads in the city will cont...]]></description><pubDate>Thu, 11 Feb 2010 15:47:07 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=919aea33-37c7-4891-a229-9f41f8e647c7</guid></item><item><title>Emergency Mode</title><link>http://www.abcoics.com/blog.aspx?entry=a86c5acc-45df-4632-99c2-a9ff490d8dc6</link><description><![CDATA[Good Day All:

Our agency will be closed today due to the adverse weather conditions. However, we are sensitive to your needs regarding any claims issue you may have. Use our emergency claims "hotline" numbers listed on our website in case of extreme emergency.  Please follow this HOTLINK to find a list of our emergency claim numbers.

We are hoping to get back to our offices - with full staff, by Thursday at some point.
Please know that we are hoping that you are safe and coping with this ...]]></description><pubDate>Wed, 10 Feb 2010 06:48:41 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=a86c5acc-45df-4632-99c2-a9ff490d8dc6</guid></item><item><title>Tunnel Vision Drivers - "Winter is Tough on Everyone"</title><link>http://www.abcoics.com/blog.aspx?entry=9989bc5b-adad-40b0-8f20-b469ce66e0e3</link><description><![CDATA[So you awake to face another winter morning. You know how it goes, you take care of washing up, brushing what needs to be brushed, throwing down something edible so you can check off “eat healthy breakfast” from your to-do list and then you march out to your car. If you’re among the lucky ones, it may be just a matter of opening the garage door and heading out….but perhaps you’re not so lucky and you’re staring at a large, four-wheeled ball of ice. Okay you start the engine, turn on the heater, ...]]></description><pubDate>Tue, 09 Feb 2010 11:54:40 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=9989bc5b-adad-40b0-8f20-b469ce66e0e3</guid></item><item><title>The “Group Life” Nightmare </title><link>http://www.abcoics.com/blog.aspx?entry=f12e0872-e857-4c05-be88-825985d721d5</link><description><![CDATA[The “Group Life” Nightmare 
 
Don't Depend On This Coverage In A Down Economy!

It's the abyss of cash flow. Times are still tough and may get more interesting as we move into the spring of this year. Health Care Reform is looming on the horizon and there isn't a program the Feds in Washington don't like. 
&nbsp;
With the new “spend at will” Congress, employers may be facing tough decisions related your workplace benefits. Those that have the luxury of a workplace that offers Group Life In...]]></description><pubDate>Mon, 25 Jan 2010 11:42:45 -0600</pubDate><guid>http://www.abcoics.com/blog.aspx?entry=f12e0872-e857-4c05-be88-825985d721d5</guid></item>
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