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View the latest blog posts from R&A Insurance, Inc.

Buying life insurance is a big decision to make, and one of the first things people ask themselves is how much their coverage is likely to cost.    Like with all insurance options, insurers measure risks when determining your premium. READ MORE >>

Starting a business is an investment, whether you’re looking for a location or starting your company right out of your home. Protecting that investment is crucial, and you will want a business insurance policy that covers your assets.  Not all business insurance policies are created equal, however. READ MORE >>

It’s inevitable that your home will experience wear and tear over the years. Sometimes, damage can arise from small invaders that, while minuscule, can also be pervasive and even deadly. Common home invaders might be mold, pests and vermin. READ MORE >>

When you purchase a car insurance policy, you typically have the option to pay monthly or annual premiums. There are benefits and downsides to both, so it is important to make the right decision for you and your finances.  Upsides of Paying Annually  READ MORE >>

Many people think that they only need life insurance as they get older and have a lot of financial obligations. However, you can still face death at any time of your life and it’s often best to have a plan in place in case of a worst-case scenario. READ MORE >>

With many businesses put on hold due to COVID, wildfires and other unexpected incidents, many business owners are scrambling to search their policy for business interruption insurance. This insurance can compensate a business for money lost while the business is unable to operate normally due to government mandate, environmental disaster and more. READ MORE >>

Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.   However, what happens if something happens to your home in the meantime? READ MORE >>

Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.  READ MORE >>

Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>

Your home’s roof is one of the most important and expensive parts of the home. It keeps everyone inside safe, warm and dry, as well as keeps out anything unwelcome. Unfortunately, home insurance can grow a little complicated and expensive when it comes to insuring your roof.  READ MORE >>

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