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R&A Insurance, Inc Blog Page 15

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Are you concerned about the premium you will have to pay for your business insurance? Insurance is part of your overhead, so it’s understandable that you will want to keep it affordable. Your commercial insurance agent is happy to help you understand the various factors that will impact your premiums. READ MORE >>

Life insurance is a unique form of policy that pays out claims at the end of the policyholder’s life. Instead of the policyholder receiving compensation, the premiums they pay are built toward compensation for the policyholder’s beneficiaries.  READ MORE >>

If you ever wreck your car, then it’s understandable that the car might need to go to the shop for repairs. In the meantime, you might need a rental vehicle to get around until you get the car back. Your auto insurance might offer a couple of incentives called rental car coverage or rental reimbursement. READ MORE >>

If you have ever come home to see that a break-in has occurred, your probably have gotten a sinking feeling of fear and insecurity. Important belongings might be missing. Also, the thieves might have done significant property damage. Therefore, you might feel like you cannot live in your home until you repair this damage. READ MORE >>

Surety bonds give investors and clients confidence in the financial integrity of your business. This article provides a definition of surety bonds and explores the reasons companies buy them. Keep reading to find out if your business could take advantage of surety bonds.   What Are Surety Bonds? READ MORE >>

Many people would consider a condo as something between a house and an apartment. If you've recently purchased a condo, you may wonder if you need to buy homeowners insurance. The answer is yes, but you will need a special type of coverage. Keep reading to learn more.  Do You Need Insurance for a Condo? READ MORE >>

People of all ages can benefit from purchasing a life insurance policy. A common misconception is that seniors either cannot or should not buy life insurance. However, the truth is that many seniors stand to benefit from life insurance. Take just a moment to learn more about how to buy life insurance for seniors. READ MORE >>

If your business is moving employees to a work-from-home framework, or has never reviewed your insurance for work-at-home incidents, it's time to review your business insurance needs. Your business insurance will generally cover you no matter where your employees are but only if you've picked the right options. READ MORE >>

Health insurance is a major expense for many families. If you fit into certain categories, you may be able to receive a tax break to reduce your cost of health insurance. Here are some of the tax breaks available.  Income Under 400% of Poverty Level: Premium Tax Credit  READ MORE >>

As the name would suggest, comprehensive auto insurance is a relatively high-level form of coverage. It's one that will give drivers more protections both on and off the road. If you carry only certain types of coverage, then you may face limited scenarios when you can file a claim. READ MORE >>

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