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R&A Insurance, Inc Blog Page 17

View the latest blog posts from R&A Insurance, Inc.

Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates, so you have a better idea of what to expect. READ MORE >>

There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>

Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>

If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick? Affiliation/Affinity Discounts READ MORE >>

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it. So, what happens to a totaled car after you've filed your auto insurance claim? You Will Typically Retain Ownership of The Car READ MORE >>

Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That's because the presence of security means that the owners of the property are saving more money on insurance than they're paying for the protection. READ MORE >>

Do you realize that there are improvements you can make to your home that can make it safer, add value and potentially save you money on your home insurance premium? These are improvements every homeowner should consider when upgrading their homes. Here are some specific projects you could undertake that will provide a significant ROI. READ MORE >>

If you're like most drivers, you want to get the best auto insurance possible at the lowest price. Fortunately, finding a good and low-priced insurance plan doesn't have to be difficult. Read this article to learn about how to get affordable car insurance. 1. Claim Your Discounts READ MORE >>

Being an entrepreneur is no piece of cake. You are going out on your own, venturing into a new industry and the future is unknown. Many factors will contribute to whether your new business will be a success or not. One of those factors is whether you purchase comprehensive business insurance from the get-go. READ MORE >>

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