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View the latest blog posts from R&A Insurance, Inc.

Whether you have a small, medium or large business concern that you own or operate, you need to consider the best business insurance options available to meet your obligations under your state's unemployment insurance or compensation program. READ MORE >>

You may have heard that some auto insurance carriers will give you a discount on your policy if you upgrade to different safety features. The idea is that the more precautions you take, the less likely it is that you'll ever file a claim in the first place. READ MORE >>

Mold can be one of the more expensive types of damage to address in your home. Because different types of fungi can live in your walls or under the floorboards for a while before ever showing physical evidence of being on the property, it can be difficult to exterminate it all once you finally know about the problem. READ MORE >>

In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. READ MORE >>

In these challenging times, it is important to understand the type of business insurance protection helps you during the time of extraordinary circumstances, such as a global pandemic. Businesses small to large are experiencing catastrophic losses as a result of the COVID-19 virus. READ MORE >>

Being in an accident is always going to be a difficult experience, regardless of who's fault it was. But dealing with the fall-out of an accident can be every bit as challenging too (sometimes even more so). We'll look at at-fault accidents and car insurance rates, so you have a better idea of what to expect. READ MORE >>

There are few scenarios in which homebuyers don't expect their home to increase in value over time. The nature of real estate is to trend upward, even if there are dips along the way. But it's important for homeowners to know what will happen when things don't go according to plan. READ MORE >>

Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>

If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick? Affiliation/Affinity Discounts READ MORE >>

In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>

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